# QuickBooks Payments and PDP Coverage

# Payment Dispute Protection (PDP)

- **Chargebacks**: Initiated by customers through card issuers on American Express, Discover, Mastercard, or Visa networks.
- **Coverage**: Must be enrolled in PDP when both the payment is processed and the dispute is initiated.
- **Limits**:
- Per-payment dispute coverage limit: $10,000
- Total annual coverage limit: $25,000 (rolling 365-day period)
- **Service Fee**: Ranges from 0.99% to 1.99%, based on eligibility criteria.
- **Terms**: Subject to change without notice.

# Account Features

- **National Average Interest Rate**: Based on the Federal Deposit Insurance Corporation's national rate published the week of August 15th, 2022. [Learn more](https://www.fdic.gov/resources/bankers/national-rates/).
- **No Minimum Balances or Monthly Fees**: No minimum balance requirements to open or maintain the account. Other fees and limits apply. See [Deposit Account Agreement](https://quickbooks.intuit.com/payments/legal/toc102017/greendot/) for details.
- **Fee-Free ATM Withdrawals**: Applies to in-network AllPoint ATMs only (up to 4 withdrawals per statement cycle). $3 fee for out-of-network ATMs and bank tellers, plus additional fees by ATM owner or bank.
- **Bill Pay**: Additional product capability to QuickBooks Payments, may require a separate subscription.
- **Mobile Remote Deposit Capture**: Limited availability to existing customers on iOS and Android. Mobile deposits may take up to 5 business days. Limits may apply. QuickBooks Checking account's [Deposit Account Agreement](https://quickbooks.intuit.com/payments/legal/toc102017/greendot/) applies.

# Claims 1. **Over 40x U.S. Average APY**: Based on the Federal Deposit Insurance Corporation's national rate published the week of October 16, 2023. [Learn more](https://www.fdic.gov/resources/bankers/national-rates/). 2. **Move/Switch to QuickBooks Payments and Save Up to 25%**: Offer available to new QuickBooks Payments merchants processing more than $2,500 per month. 25% savings based on QuickBooks Online Payments customers on discounted payments pricing plan versus standard pricing from October 2023 to September 2024. Terms and conditions apply.

# Navigation

# Products

| Product Name | Link |
| --- | --- |
| Accounting Software | [Visit](https://quickbooks.intuit.com/accounting/) |
| QuickBooks Capital | [Visit](https://quickbooks.intuit.com/business-banking/loans/) |
| Checks & Supplies | [Visit](https://intuitmarket.intuit.com/) |
| QuickBooks Desktop | [Visit](https://quickbooks.intuit.com/desktop/) |
| QuickBooks Enterprise | [Visit](https://quickbooks.intuit.com/desktop/enterprise/) |
| QuickBooks Essentials | [Visit](https://quickbooks.intuit.com/online/essentials/) |
| Bookkeeper Services | [Visit](https://quickbooks.intuit.com/live/) |
| QuickBooks Online | [Visit](https://quickbooks.intuit.com/online/) |
| QuickBooks Online Advanced | [Visit](https://quickbooks.intuit.com/online/advanced/) |
| Online Payments | [Visit](https://quickbooks.intuit.com/payments/) |
| Payroll | [Visit](https://quickbooks.intuit.com/payroll/) |
| Contractor Payments | [Visit](https://quickbooks.intuit.com/payroll/contractor-payments/) |
| Point of Sale | [Visit](https://quickbooks.intuit.com/desktop/point-of-sale/) |
| QuickBooks Solopreneur | [Visit](https://quickbooks.intuit.com/solopreneur/) |
| Time Tracking | [Visit](https://quickbooks.intuit.com/time-tracking/) |
| See All Products | [Visit](https://quickbooks.intuit.com/products/) |

# Features

| Feature Name | Link |
| --- | --- |
| Mobile App | [Visit](https://quickbooks.intuit.com/accounting/mobile/) |
| Financial Reporting | [Visit](https://quickbooks.intuit.com/accounting/reporting/) |
| Bill Management | [Visit](https://quickbooks.intuit.com/accounting/manage-bills/) |
| Bookkeeping | [Visit](https://quickbooks.intuit.com/accounting/) |
| Cash Flow Management | [Visit](https://quickbooks.intuit.com/money/cash-flow-management/) |
| Cloud Accounting | [Visit](https://quickbooks.intuit.com/accounting/cloud-accounting/) |
| Direct Deposit | [Visit](https://quickbooks.intuit.com/payroll/direct-deposit/) |
| Employee Timesheets | [Visit](https://quickbooks.intuit.com/time-tracking/time-overview/) |
| Estimates Software | [Visit](https://quickbooks.intuit.com/accounting/estimates-proposals/) |
| Tracking Expenses | [Visit](https://quickbooks.intuit.com/accounting/track-expenses/) |
| Inventory Management | [Visit](https://quickbooks.intuit.com/accounting/inventory/) |
| Invoicing Software | [Visit](https://quickbooks.intuit.com/accounting/invoicing/) |
| Mileage Tracker | [Visit](https://quickbooks.intuit.com/accounting/mileage/) |
| Business Checking Account | [Visit](https://quickbooks.intuit.com/payments/quickbooks-checking/) |
| QuickBooks Integrations | [Visit](https://quickbooks.intuit.com/online/integrations/) |
| Sales Tax Software | [Visit](https://quickbooks.intuit.com/accounting/sales-tax/) |
| Tax Deductions | [Visit](https://quickbooks.intuit.com/accounting/tax-deductions/) |
| Multiple Users | [Visit](https://quickbooks.intuit.com/accounting/multiple-users/) |
| Mailchimp Integration | [Visit](https://quickbooks.intuit.com/mailchimp/) |

# Resources

| Resource Name | Link |
| --- | --- |
| Learn & Support | [Visit](https://quickbooks.intuit.com/learn-support/help/en-us/) |
| Product Support | [Visit](https://quickbooks.intuit.com/learn-support/help/en-us/contact-us/) |
| Tutorials | [Visit](https://quickbooks.intuit.com/learn-support/tutorials/) |
| Blog | [Visit](https://quickbooks.intuit.com/r/) |
| Free Invoice Generator | [Visit](https://quickbooks.intuit.com/payments/get-paid-on-invoices/generator/) |
| Accountants Near You | [Visit](https://quickbooks.intuit.com/find-an-accountant/) |
| Invoice Templates | [Visit](https://quickbooks.intuit.com/payments/invoicing/templates/) |
| Payments Cost Calculator | [Visit](https://quickbooks.intuit.com/payments/cost-calculator/) |
| Paycheck Calculator | [Visit](https://quickbooks.intuit.com/payroll/paycheck-calculator/) |
| Sales Tax Calculator | [Visit](https://quickbooks.intuit.com/accounting/sales-tax/calculator/) |
| Product License Agreement | [Visit](https://quickbooks.intuit.com/software-licenses/) |
| Contact Us | [Visit](https://quickbooks.intuit.com/contact/) |
| QuickBooks Apps | [Visit](https://quickbooks.intuit.com/app/apps/home/) |
| Compare Other Software | [Visit](https://quickbooks.intuit.com/online/compare/) |
| What's New | [Visit](https://quickbooks.intuit.com/online/whats-new/) |

# Partners

| Partner Type | Link |
| --- | --- |
| For Accountants | [Visit](https://quickbooks.intuit.com/accountants/) |
| For Developers | [Visit](https://developer.intuit.com/app/developer/homepage) |
| For Franchises | [Visit](https://quickbooks.intuit.com/franchise/) |
| For Business Affiliates | [Visit](https://quickbooks.intuit.com/partners/qbbusinessaffiliates/) |
| For Solution Providers | [Visit](https://quickbooks.intuit.com/qsp/) |
| Find a Partner | [Visit](https://quickbooks.intuit.com/partners/) |

# More from Intuit

| Product Name | Link |
| --- | --- |
| TurboTax Online 2024-2025 | [Visit](https://turbotax.intuit.com/personal-taxes/online/) |
| TurboTax Login | [Visit](https://myturbotax.intuit.com/) |
| File Taxes Online | [Visit](https://turbotax.intuit.com/) |
| Free Tax Filing | [Visit](https://turbotax.intuit.com/personal-taxes/online/free-edition.jsp) |
| Free Tax Calculator | [Visit](https://turbotax.intuit.com/tax-tools/calculators/taxcaster/) |
| Find a Local Tax Expert | [Visit](https://pros.turbotax.intuit.com/) |